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Help to Buy
Mortgage Guarantee
5%
Deposit Required
Help to Buy
Equity Loan
(New Build Only)

For all your mortgage requirements speak to one of our independent advisors today

We work with experienced independent mortgage advisors that will help you select the right mortgage for your needs and circumstances. The choice of mortgage lenders and mortgage products are always changing in the market place. Take advantage of this no obligation service to help you get the latest advice and the best Mortgage deals that are available now. Call today to arrange an appointment on 0330 223 0331 to discuss the best Mortgage that suits your needs and circumstances.

Mortgage Fact Find

We can refer you to an independent mortgage advisor who can give you more information on the above schemes and help you get on the property ladder.

We will guide you through the complexities of mortgage criteria, hidden charges and the array of products available within the market place. Our service is personal, friendly and unbiased.

We specialise in bespoke lending for Residential properties

  • Buy to let and Investment Properties
  • Debt Consolidation
  • Capital raising
  • Re-Mortgages
  • Self-Build
  • Self-Employed
  • First Time Buyers
  • Shared Equity Schemes
  • Bridging Loans
  • Secured Loans
  • Unsecured Loans

We also cover the following

  • Life Insurance and critical illness cover
  • Mortgage Payment Protection
  • Landlord Insurance
  • Buildings and Contents Insurance

Contact us for more information

Government Help To Buy 95% Mortgages

The Government’s Help to Buy schemes were created to allow first time buyers and existing home owners to buy their own home. Whether you want to get on the property ladder or move up it, Help to Buy makes it possible to buy a new build or existing home priced up to £600,000 with as little as a 5% deposit.

Help To Buy: Mortgage Guarantee

The Mortgage Guarantee scheme offers lenders the option to purchase a guarantee on mortgage loans. Because of this, lenders taking part are able to offer home buyers more high-to-loan-value mortgages up to 95%.
You will be fully responsible for your mortgage repayments. So if you have a 5% deposit you will need to take out and payback a 95% mortgage. The scheme is available for homes up to the value of £600,000.

Help to Buy: Equity Loan

With the Help to Buy Equity Loan scheme the Government lends you up to 20% of the cost of your new build, you will need a minimum 5% cash deposit and a minimum 75% mortgage to make up the rest.

These loans are interest free for the first five years. The scheme is available for new homes up to the value of £600,000.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.